Services
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Where Your Money Grows with Confidence!
Services
Online and Mobile Banking : A unique and better way of checking. Debit cards and checks are offered on both regular draft checking and super share accounts. You earn DIVIDENDS which are paid monthly. You will receive a monthly statement on your share draft checking.
Share Draft Checking : Sign up online for online banking and download the mobile app. Instant Balance and internal money transfers between your checking and savings accounts are just a few of the ways to utilize this on-demand service. We also offer free bill pay. Access online banking at www.panhandlefcu.com and download the Panhandle FCU app.
ATM : You may apply for our ATM/Debit Card which is available to our members at no cost.
Automatic Transfers : We can set up many types of automatic transfers between accounts. You could set up automatic transfers to your children’s savings accounts each month or make loan payments automatically.
Direct Deposit : The U.S. Government offers direct deposit of social security, payroll and other types of payments to a financial institution of your choice. Many employers offer this service and these deposits are welcome.
Payroll Deduction : We offer automatic payroll deductions to deposit into your checking or savings account.
Share Certificates: : Certificates are available in maturities from 90 days to 60 months. Early withdrawal penalties will apply.
Visa : We offer two types of Visa Cards. The Basic Visa has a 14.99% APR and the Classic has a 9.99% APR. Both have a Free 25 day grace period and no annual fee. Access your VISA line of credit and thousands of merchant locations worldwide. Rates are based on creditworthiness.
Safe Deposit Box : Protect your valuables by renting a safe deposit box. We offer three sizes at very low annual rates.
Kirby Kangaroo Club : We offer a savings account just for kids! Kids from age 0-12 are encouraged to take advantage of this program. Earn Kirby Bucks for depositing monthly and trade them in to purchase from a variety of prizes. Additional Kirby Bucks are mailed out with Christmas and Birthday Cards as well as for participating in Kirby activities throughout the year. In addition to the Kirby Program, we also offer cash deposits for good grades through high school!
IRA Accounts : IRA’s are an excellent way to save for retirement, and can have tax benefits. We offer Traditional and Roth IRA certificates with maturities from 12 months to 60 months.
Loans : We offer many types of loans at very competitive rates. From signature loans, auto loans and real estate we are here to help. Member’s Choice Life Insurance and Credit Disability insurance is also available for our members to purchase for each loan. Disability insurance pays up to 120 months. Premiums are calculated monthly and added to your loan balance.
Safety and additional services : Each member is insured up to $250,000 by NCUA, an agency of the Federal Government.
Coin machine : Which is located in the lobby and has no fee for members.
Other services : money orders, wire transfers, drive up windows, free notary service, night depository.
AD&D Insurance: : To show our appreciation to our members, the credit union provides $2,000 of Accidental Death and Dismemberment Insurance to all eligible members at no cost to the member. Additional coverage is available and can be purchased at a discounted rate.
