Loans
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Whether you are dreaming of a new car, home, or just reducing expenses by consolidating debt, PFCU has the loan to help make your dreams a reality
Current Rates
Application
Consumer Lending
New and Used vehicles:
New Vehicles : PFCU will loan up to 100% of the Dealer Sticker price.
Terms up to 72 months
Used Vehicles : PFCU will loan up to 100% of the Dealer Sticker price.
Terms up to 72 months
Recreational Vehicles and Travel Trailers:
- PFCU will loan up to 80% of the value.
- New: Terms up to 10 years.
- Used: Terms up to 5 years
Boats and Trailers:
- PFCU will loan up to 100% of value.
- New: Terms up to 72 months
- Used: Terms up to 48 months
Share and CD Secured:
Need to build credit? We offer a solution! Use your Savings or CD account with PFCU to secure a loan! Ask us for details!
Signature/ Personal loans:
- Unsecured personal loan that can be used for any purpose!
- Terms up to 24 months
- Maximum loan amount $10,000. PFCU will loan up to 10% annual income.
Current Rates
Application
Mortgage Lending
Purchase or Refinance:
- PFCU will loan up to 80% Loan to Value on primary residence homes.
- Terms up to 30 years.
- Fixed rates
- PFCU does NOT sell our mortgages. You loan will stay in house and be serviced by PFCU!
Application
Visa Credit Card
- Rates as low as 9.99%, no Annual Fees
- PFCU services our credit cards: Inquire on balances, make payments, request increases and more directly with us!